U.S. Financial institution rewards fluctuate by card, however fall into two foremost classes:
Redemption begins between 1,000 and 5,000 factors relying on the redemption choice. Factors can be utilized for:
- Money again
- Journey
- Merchandise
- Present playing cards
The greenback worth of your factors will depend on your redemption selection. For instance, for air journey rewards, 20,000 FlexPoints equals as much as a $400 ticket worth, or one level equals 2 cents. For a automotive rental, 5,000 factors equals a $50 present certificates, or 1 level equals 1 cent.
You may earn limitless U.S. Financial institution rewards factors. Factors expire 5 years from the tip of the calendar quarter wherein they have been earned.