0% intro APR for as much as 21 months (on each purchases and stability transfers) — That is the place The Wells Fargo Replicate℠ Card is difficult to beat. The cardboard begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you may get an intro APR extension of as much as three months, for a complete of 21 months. All it’s worthwhile to do is make on-time minimal funds in the course of the intro and extension durations.
It is price noting that the intro APR applies to stability transfers made inside the first 120 days of opening the account. There may be additionally a stability switch payment of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. These payment quantities are customary amongst stability switch bank cards.
No annual payment — The Wells Fargo Replicate℠ Card cuts charges in the suitable locations. Living proof, the cardboard has no annual payment.
Cellphone safety — Once you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety (topic to a $25 deductible). That is a kind of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, since this card contains safety already.
Particular provides — By means of My Wells Fargo Offers, you possibly can earn money again assertion credit on procuring, eating, and experiences that you just pay for along with your eligible Wells Fargo card.